Where the Numbers Come From
Age based net worth benchmarks come from survey data, usually national averages or medians across a very wide population. They describe what people have. They do not prescribe what anyone should have.
Averages in particular get pulled hard by the top of the distribution. Medians sit closer to reality, and even those flatten enormous differences in income, region, family size, and timing.
Why They Distort
Two people the same age can have identical habits and wildly different totals because one bought a home in a cheap year and the other finished a graduate degree with loans. Neither of them made a mistake. Measuring either one against a national median explains nothing about the decisions they made.
Benchmarks also ignore direction entirely. Someone at half the median with a steadily rising line is in better shape than someone at twice the median heading the other way.
A Better Comparison
The most useful benchmark is your own number from a year ago. It accounts for everything a national figure cannot: your income, your costs, your obligations, your choices. If your line is moving the way you want it to, the median is beside the point.
Conclusion
Look at age based figures once for rough orientation, then set them aside. Brevizo shows you your own history because that is the only comparison that actually applies to you.